LADDERS RS BANNER-5 (3)

Payment Options

Richards Supply offers secure, flexible payment options for both online shoppers and established business accounts. Whether you’re placing a one-time web order or purchasing on account, we make checkout and payments simple and reliable.

At-a-Glance Options

Pay Now
Credit Card

Visa, MasterCard, American Express, and Discover.

Pay Invoices
ACH / Bank Transfer

Convenient electronic payment for invoices.

Buy on Account
Charge Account

Net terms for qualified, approved business accounts.

For Online Shoppers No Application Required

Credit Card at Checkout

  • Pay instantly with major credit cards.
  • PCI-compliant, SSL-encrypted processing; receipts emailed automatically.

Register for a Shopper Account


For Business Account Holders Credit Application Required

Pay by Credit Card

  • Use a credit card when placing orders online or paying open invoices.
  • Securely processed through our payment gateway.

ACH / Bank Transfer

  • Fast, convenient invoice payment directly from your business bank account.

Charge Account

  • Available to qualified businesses with approved credit.
  • Consolidated billing and online access to invoices and statements.

Your Personalized Payment Portal Includes:

  • Online access to invoices and statements.
  • FREE online payments, including Credit Card and ACH/Bank Transfer.
  • Autopay capabilities.
  • Messaging portal for invoicing questions and support.
Apply for a Charge Account

Order frequently? A Richards Supply charge account simplifies purchasing and billing for your team.

Download Credit Application (PDF)

Processing typically requires basic business info and trade/bank references. We’ll notify you as soon as a decision is made.

Security & Privacy
  • All transactions use industry-standard encryption (TLS/SSL).
  • Credit card processing is PCI-compliant; we do not store full card data on our servers.

Payment FAQs

What payment methods can I use online?

Online shoppers can pay instantly with major credit cards: Visa, MasterCard, American Express, and Discover.

Business account holders can also pay invoices online using credit card or ACH / bank transfer through the payment portal.

Do I need an account to place an order online?

No credit application is required for online shoppers paying by credit card. You can register for a shopper account and start ordering right away.

What is a Richards Supply charge account?

A charge account lets qualified businesses purchase on net terms instead of paying at checkout.

  • Approved customers can place orders and be billed later.
  • Invoices are consolidated for easier review and payment.
  • All activity is visible online in your payment portal.
How do I apply for a charge account?

To apply, download and complete our Credit Application (PDF) on this page.

Processing typically requires basic business information and trade/bank references. We’ll notify you as soon as a decision is made.

How does ACH / bank transfer payment work?

ACH / bank transfer lets you pay invoices directly from your business bank account through the secure online payment portal. It’s fast, convenient, and reduces the need for paper checks.

Are my online payments secure?

Yes. All transactions use industry-standard TLS/SSL encryption.

Our credit card processing is PCI-compliant, and we do not store full card data on our servers.

Can I set up autopay for my invoices?

Yes. Business account holders can enable autopay for eligible invoices through the personalized payment portal.

Who do I contact with questions about my bill or payment?

If you have questions about an invoice or payment, use the messaging portal in your online payment account or contact your Richards Supply account representative, and we’ll be happy to help.